Long Term Disability Insurance (LTD)

Long Term Disability Insurance (LTD) is a voluntary benefit provided by The Hartford for which employees can elect coverage.  LTD benefit equals 60% of monthly base earnings to a maximum benefits of $4,000 per month.  This benefit has a 90-day waiting period.  Social Security Retirement Age at disability determines benefit period.

For additional information on LTD, please see the Human Resources Department.

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