City-Sponsored Basic Life & Accidental Death & Dismemberment Insurance

All full-time employees of the City of Hagerstown receive basic life and accidental death and dismemberment insurance (AD&D) in an amount equal to your annual base salary (rounded to the nearest $1,000) to a maximum of $150,000.  Benefits reduce to 50% at Age 70.  AD&D pays a benefit that varies with the type of loss or accident.  These benefits are paid for by the City of Hagerstown and provided by The Hartford.

Supplemental Life Insurance 

Employees may elect to purchase additional life insurance coverage in increments of $10,000 for employees up to $500,000 (not to exceed 5 x salary). Spouses may purchase coverage in increments of $5,000 up to a maximum if $250,000 (not to exceed 50% of employees coverage amount).  A dependent child benefit equal to $5,000 or $10,000 is available.